Did you know that you are responsible for any damage your dog may cause to other people? At CINC Correduría de Seguros we offer you an insurance policy that will allow you not to worry about any damage that your pet may cause to third parties. With civil liability insurance, you will not have to assume the possible compensations derived from these damages.
Last Thursday 9th February, the Plenary of the Congress approved the Law for the Protection, Rights and Welfare of Animals, as well as the reform of the Civil Code for penalties for animal abuse, pending in the Senate.
The law has ruled that animals are sentient beings, therefore, their rights must be recognised and a responsible tendency proclaimed, avoiding commercial and leisure activities that harm their welfare and condemning abusive behaviour and abandonment. This amendment also makes pet insurance compulsory.
What does CINC's civil liability insurance cover?
The coverage of the civil liability insurance guarantees that it is the same insurance that will assume the obligation to compensate, up to the contracted limit, the damages caused by your pet to third parties. Imagine that one day, your pet bites a child, a grandparent falls or unexpectedly breaks an object of value belonging to another person. In any of these situations, you, as the owner of the animal, would be responsible for the damages caused, having to assume the personal and material damages and even, if necessary, the legal costs. With civil liability insurance for pets, in situations like this, you ensure your peace of mind and that of your pocket.
The civil liability insurance adapts to you
• We ensure potentially dangerous breeds: We ensure your civil liability, even if the breed is considered potentially dangerous. However, it is essential to have obtained and have in force the corresponding administrative licence for the possession of potentially dangerous animals, and to adopt the following safety measures when travelling with the pet: it must be kept on a non-extensible leash, less than 2 m long and with a muzzle. Only one pet can be carried per person and, in the event of being in an estate, country house, terrace, etc., it must be tied up or in a suitable cabin that guarantees its well-being and the safety of other people.
• Coverage throughout the national territory: The guarantees of this insurance are extended and applied to the responsibilities derived from damages produced throughout the Spanish territory. In the same way, the coverage applies to liabilities claimed or recognised by Spanish Courts.