{"id":33005,"date":"2026-01-05T18:17:09","date_gmt":"2026-01-05T17:17:09","guid":{"rendered":"https:\/\/www.cinc.com\/?p=33005"},"modified":"2026-01-05T18:25:15","modified_gmt":"2026-01-05T17:25:15","slug":"sajorna-lentrada-en-vigor-de-lasseguranca-obligatoria-de-responsabilitat-civil-per-a-patinets-electrics-que-cal-saber","status":"publish","type":"post","link":"https:\/\/www.cinc.com\/ca\/sajorna-lentrada-en-vigor-de-lasseguranca-obligatoria-de-responsabilitat-civil-per-a-patinets-electrics-que-cal-saber\/","title":{"rendered":"S\u2019ajorna l\u2019entrada en vigor de l\u2019asseguran\u00e7a obligat\u00f2ria de responsabilitat civil per a patinets el\u00e8ctrics: qu\u00e8 cal saber"},"content":{"rendered":"\n<p>S\u2019han introdu\u00eft canvis importants sobre l\u2019asseguran\u00e7a de responsabilitat civil dels patinets el\u00e8ctrics. En aquesta guia t\u2019expliquem qu\u00e8 \u00e9s l\u2019asseguran\u00e7a obligat\u00f2ria, quan havia d\u2019entrar en vigor, per qu\u00e8 s\u2019ha endarrerit i qu\u00e8 cal tenir en compte mentre no sigui exigible per a la majoria de VMP.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-5f29395a\"><h3 class=\"uagb-heading-text\">Qu\u00e8 \u00e9s l\u2019asseguran\u00e7a obligat\u00f2ria per a patinets el\u00e8ctrics?<\/h3><\/div>\n\n\n\n<p>La Llei 5\/2025 va modificar la normativa de responsabilitat civil i assegurances per establir una <strong>asseguran\u00e7a obligat\u00f2ria de responsabilitat civil per als Vehicles de Mobilitat Personal (VMP)<\/strong>, entre els quals s\u2019inclouen els patinets el\u00e8ctrics.<\/p>\n\n\n\n<p>Aquesta obligaci\u00f3 t\u00e9 com a objectiu equiparar la protecci\u00f3 de tercers en cas d\u2019accident amb la que ja existeix per als vehicles a motor i oferir m\u00e9s seguretat jur\u00eddica tant als usuaris com a les v\u00edctimes de possibles sinistres.<\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-60f8dbb1\"><h3 class=\"uagb-heading-text\">Quina era la data prevista d\u2019entrada en vigor?<\/h3><\/div>\n\n\n\n<p>Inicialment, la normativa preveia que l\u2019obligaci\u00f3 de contractar aquesta asseguran\u00e7a entr\u00e9s en vigor el <strong>2 de gener de 2026<\/strong>, despr\u00e9s de la publicaci\u00f3 de la Llei al BOE el juliol de 2025.<\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-609722c0\"><h3 class=\"uagb-heading-text\">Per qu\u00e8 s\u2019ha ajornat l\u2019aplicaci\u00f3?<\/h3><\/div>\n\n\n\n<p>La <strong>Direcci\u00f3 General de Tr\u00e0nsit (DGT)<\/strong> ha confirmat que l\u2019asseguran\u00e7a obligat\u00f2ria<strong> no ser\u00e0 exigible en la data prevista<\/strong>, ja que encara no est\u00e0 regulat ni operatiu el <strong>registre oficial de VMP<\/strong>, en el qual s\u2019hauran d\u2019inscriure aquests vehicles abans de poder contractar l\u2019asseguran\u00e7a obligat\u00f2ria.<\/p>\n\n\n\n<p>El Govern est\u00e0 tramitant un <strong>Reial decret<\/strong> que regular\u00e0 aquest registre, per\u00f2 no es podr\u00e0 aprovar a temps. Per aquest motiu, <strong>l\u2019obligaci\u00f3 d\u2019assegurar els patinets el\u00e8ctrics queda ajornada fins que el registre estigui en funcionament<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-1bdba7ca\"><h3 class=\"uagb-heading-text\">Hi ha excepcions durant aquest per\u00edode transitori?<\/h3><\/div>\n\n\n\n<p>S\u00ed. La mateixa Llei 5\/2025 estableix que <strong>determinats VMP de m\u00e9s pes o velocitat<\/strong> s\u00ed que hauran de disposar d\u2019asseguran\u00e7a, encara que no estiguin inscrits en el registre. En concret:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vehicles amb un <strong>pes superior a 25 kg<\/strong><\/li>\n\n\n\n<li>Vehicles que puguin assolir una <strong>velocitat superior a 14 km\/h<\/strong><\/li>\n<\/ul>\n\n\n\n<p>En aquests casos, l\u2019asseguran\u00e7a ser\u00e0 obligat\u00f2ria, i el per\u00edode transitori finalitzar\u00e0 el <strong>26 de gener de 2026<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-uagb-advanced-heading uagb-block-43416639\"><h3 class=\"uagb-heading-text\">Qu\u00e8 passa mentre no \u00e9s obligat\u00f2ria l\u2019asseguran\u00e7a?<\/h3><\/div>\n\n\n\n<p>Fins que l\u2019obligaci\u00f3 sigui exigible, <strong>la majoria de patinets el\u00e8ctrics no estan obligats legalment a disposar d\u2019asseguran\u00e7a<\/strong>, per\u00f2 \u00e9s altament recomanable contractar una <strong>asseguran\u00e7a volunt\u00e0ria de responsabilitat civil<\/strong> per cobrir possibles danys a tercers.<br>Quan l\u2019asseguran\u00e7a sigui obligat\u00f2ria, circular sense cobertura podr\u00e0 comportar <strong>sancions econ\u00f2miques d\u2019entre 200 i 1.000 euros<\/strong>.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.cinc.com\/ca\/contacte\/\">Contacta<\/a>&nbsp;amb <a href=\"https:\/\/www.cinc.com\/ca\/corredoria\/\">CINC Corredoria d&#8217;Assegurances<\/a>&nbsp;i gaudeix d&#8217;un hivern d&#8217;esqu\u00ed amb la tranquil\u00b7litat d&#8217;estar ben protegit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u2019han introdu\u00eft canvis importants sobre l\u2019asseguran\u00e7a de responsabilitat civil dels patinets el\u00e8ctrics. En aquesta guia t\u2019expliquem qu\u00e8 \u00e9s l\u2019asseguran\u00e7a obligat\u00f2ria, quan havia d\u2019entrar en vigor, per qu\u00e8 s\u2019ha endarrerit i qu\u00e8 cal tenir en compte mentre no sigui exigible per a la majoria de VMP.<\/p>\n","protected":false},"author":493,"featured_media":33008,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22,232],"tags":[162],"class_list":["post-33005","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corredoria","category-general-2","tag-corredoria"],"acf":[],"jetpack_featured_media_url":"https:\/\/www.cinc.com\/wp-content\/uploads\/patinet.webp","uagb_featured_image_src":{"full":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet.webp",1920,1080,false],"thumbnail":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet-150x150.webp",150,150,true],"medium":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet-300x169.webp",300,169,true],"medium_large":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet-768x432.webp",768,432,true],"large":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet-1024x576.webp",960,540,true],"1536x1536":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet-1536x864.webp",1536,864,true],"2048x2048":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet.webp",1920,1080,false],"gform-image-choice-sm":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet.webp",300,169,false],"gform-image-choice-md":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet.webp",400,225,false],"gform-image-choice-lg":["https:\/\/www.cinc.com\/wp-content\/uploads\/patinet.webp",600,338,false]},"uagb_author_info":{"display_name":"marti","author_link":"https:\/\/www.cinc.com\/ca\/author\/marti\/"},"uagb_comment_info":0,"uagb_excerpt":"S\u2019han introdu\u00eft canvis importants sobre l\u2019asseguran\u00e7a de responsabilitat civil dels patinets el\u00e8ctrics. En aquesta guia t\u2019expliquem qu\u00e8 \u00e9s l\u2019asseguran\u00e7a obligat\u00f2ria, quan havia d\u2019entrar en vigor, per qu\u00e8 s\u2019ha endarrerit i qu\u00e8 cal tenir en compte mentre no sigui exigible per a la majoria de VMP.","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts\/33005","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/users\/493"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/comments?post=33005"}],"version-history":[{"count":2,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts\/33005\/revisions"}],"predecessor-version":[{"id":33007,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts\/33005\/revisions\/33007"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/media\/33008"}],"wp:attachment":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/media?parent=33005"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/categories?post=33005"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/tags?post=33005"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}