{"id":29191,"date":"2025-03-14T13:54:25","date_gmt":"2025-03-14T12:54:25","guid":{"rendered":"https:\/\/www.cinc.com\/?p=29191"},"modified":"2025-04-14T12:40:19","modified_gmt":"2025-04-14T11:40:19","slug":"asseguranca-de-baixa-laboral-per-a-autonoms-protegeix-la-teva-estabilitat-financera-davant-de-qualsevol-imprevist","status":"publish","type":"post","link":"https:\/\/www.cinc.com\/ca\/asseguranca-de-baixa-laboral-per-a-autonoms-protegeix-la-teva-estabilitat-financera-davant-de-qualsevol-imprevist\/","title":{"rendered":"Asseguran\u00e7a de baixa laboral per a aut\u00f2noms: protegeix la teva estabilitat financera davant de qualsevol imprevist"},"content":{"rendered":"\n<p>Qu\u00e8 passaria si dem\u00e0 haguessis de deixar de treballar per una malaltia o un accident? Com a aut\u00f2nom, la teva capacitat de generar ingressos dep\u00e8n directament de la teva activitat, i una baixa inesperada podria afectar seriosament la teva estabilitat econ\u00f2mica. No obstant aix\u00f2, existeix una soluci\u00f3 que et permet protegir-te davant d\u2019aquest tipus de situacions i garantir la teva tranquil\u00b7litat financera.<\/p>\n\n\n\n<p>L\u2019asseguran\u00e7a de baixa laboral per a aut\u00f2noms \u00e9s l\u2019alternativa ideal per cobrir la p\u00e8rdua d\u2019ingressos en cas d\u2019incapacitat temporal. Gr\u00e0cies a aquest tipus de p\u00f2lissa, rebr\u00e0s una compensaci\u00f3 econ\u00f2mica di\u00e0ria mentre duri la teva baixa, evitant que les teves obligacions econ\u00f2miques es converteixin en una preocupaci\u00f3 addicional.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quins avantatges t\u00e9 l\u2019asseguran\u00e7a de baixa laboral per a aut\u00f2noms?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Assegura la teva estabilitat financera en cas de baixa o incapacitat temporal total amb una prestaci\u00f3 flexible, que pot oscil\u00b7lar entre 10 i 250 euros.<\/li>\n\n\n\n<li>La contractaci\u00f3 \u00e9s r\u00e0pida i senzilla, sense necessitat de reconeixement m\u00e8dic, nom\u00e9s cal completar un q\u00fcestionari de salut.<\/li>\n\n\n\n<li>Pots triar cobertura des del primer dia de la baixa o ajustar diferents franqu\u00edcies segons les teves necessitats.<\/li>\n\n\n\n<li>\u00c9s una p\u00f2lissa amb cobertura global i \u00e0mplies garanties, incloent-hi lesions esportives, complicacions durant i despr\u00e9s de l\u2019embar\u00e0s, aix\u00ed com trastorns mentals i psiqui\u00e0trics.<\/li>\n\n\n\n<li>No aplica per\u00edodes de car\u00e8ncia per malaltia o accident, excepte en casos d\u2019embar\u00e0s i part, on el termini \u00e9s de 12 mesos.<\/li>\n\n\n\n<li>Ofereix beneficis fiscals: si tributes per activitats econ\u00f2miques en l\u2019IRPF sota el r\u00e8gim d\u2019estimaci\u00f3 indirecta, pots deduir fins a 500 euros en despeses de la teva activitat per la contractaci\u00f3 de l\u2019asseguran\u00e7a de baixa laboral (excepte a les Diputacions Forals d\u2019\u00c0laba, Biscaia i Guip\u00fascoa).<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u00bfY si ma\u00f1ana no pudieras trabajar? Protege tu futuro como aut\u00f3nomo\" width=\"960\" height=\"540\" src=\"https:\/\/www.youtube.com\/embed\/7TabXV5vZwA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>A <a href=\"https:\/\/www.cinc.com\/ca\/corredoria\/\">CINC Corredoria d&#8217;Assegurances<\/a> t\u2019ajudem a trobar l\u2019asseguran\u00e7a que millor s\u2019adapti a la teva activitat i necessitats, perqu\u00e8 puguis treballar amb la tranquil\u00b7litat d\u2019estar protegit davant de qualsevol imprevist. Contacta amb nosaltres i t\u2019assessorarem sense comprom\u00eds.<br><\/p>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-e45d01a8\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-21413115 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/www.cinc.com\/ca\/contacte\/\" rel=\"follow noopener\" target=\"_blank\" role=\"button\"><div class=\"uagb-button__link\">Demana informaci\u00f3<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Com protegir els teus ingressos si et poses malalt? Analitzem com funciona l\u2019asseguran\u00e7a de baixa per a aut\u00f2noms.<\/p>\n","protected":false},"author":8,"featured_media":29535,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-29191","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corredoria"],"acf":[],"jetpack_featured_media_url":"https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_.webp","uagb_featured_image_src":{"full":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_.webp",1920,1080,false],"thumbnail":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_-150x150.webp",150,150,true],"medium":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_-300x169.webp",300,169,true],"medium_large":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_-768x432.webp",768,432,true],"large":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_-1024x576.webp",960,540,true],"1536x1536":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_-1536x864.webp",1536,864,true],"2048x2048":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_.webp",1920,1080,false],"gform-image-choice-sm":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_.webp",300,169,false],"gform-image-choice-md":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_.webp",400,225,false],"gform-image-choice-lg":["https:\/\/www.cinc.com\/wp-content\/uploads\/ee-_1_.webp",600,338,false]},"uagb_author_info":{"display_name":"F\u00e0tima Duran","author_link":"https:\/\/www.cinc.com\/ca\/author\/fatima\/"},"uagb_comment_info":0,"uagb_excerpt":"Com protegir els teus ingressos si et poses malalt? Analitzem com funciona l\u2019asseguran\u00e7a de baixa per a aut\u00f2noms.","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts\/29191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/comments?post=29191"}],"version-history":[{"count":9,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts\/29191\/revisions"}],"predecessor-version":[{"id":29616,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts\/29191\/revisions\/29616"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/media\/29535"}],"wp:attachment":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/media?parent=29191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/categories?post=29191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/tags?post=29191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}