{"id":2765,"date":"2020-04-16T00:00:00","date_gmt":"2020-04-16T00:00:00","guid":{"rendered":"https:\/\/www.cinc.com\/covid-19-la-vinculacio-de-prestecs-ico-a-la-contractacio-dassegurances-esta-prohibida-per-llei\/"},"modified":"2020-04-16T00:00:00","modified_gmt":"2020-04-16T00:00:00","slug":"covid-19-la-vinculacio-de-prestecs-ico-a-la-contractacio-dassegurances-esta-prohibida-per-llei","status":"publish","type":"post","link":"https:\/\/www.cinc.com\/ca\/covid-19-la-vinculacio-de-prestecs-ico-a-la-contractacio-dassegurances-esta-prohibida-per-llei\/","title":{"rendered":"COVID-19: La vinculaci\u00f3 de pr\u00e9stecs ICO a la contractaci\u00f3 d\u2019assegurances est\u00e0 prohibida per llei"},"content":{"rendered":"<div style=\"text-align: justify;\">\n<div>\n\t\tDes que el Govern va aprovar la concessi&oacute; de l&iacute;nies de cr&egrave;dit avalades per l&#39;ICO per a aut&ograve;noms i pimes afectats pel COVID-19, les entitats financeres estan aprofitant la seva concessi&oacute; per for&ccedil;ar la contractaci&oacute; d&#39;assegurances del propi banc.<\/div>\n<div>\n\t\t&nbsp;<\/div>\n<div>\n\t\tEn realitat, es tracta d&#39;una pr&agrave;ctica il&middot;legal prevista en la Llei de Distribuci&oacute; d&#39;Assegurances, que prohibeix la vinculaci&oacute; o condicionament de la concessi&oacute; d&#39;un cr&egrave;dit a la contractaci&oacute; d&#39;una asseguran&ccedil;a.<\/div>\n<div>\n\t\t&nbsp;<\/div>\n<div>\n\t\tEl mateix ICO recorda a les pimes i aut&ograve;noms que no tenen l&#39;obligaci&oacute; de contractar una asseguran&ccedil;a per accedir als pr&eacute;stecs i, de fet, en la documentaci&oacute; remesa a les entitats col&middot;laboradores es prohibeix expressament la venda creuada d&#39;aquests productes.<\/div>\n<div>\n\t\t&nbsp;<\/div>\n<div>\n\t\tAix&iacute; mateix, tant al Col&middot;legi de Mediadors d&#39;Assegurances de Barcelona com el Consell General de Mediadors d&#39;Assegurances s&#39;han pronunciat al respecte denunciant aquest tipus de pr&agrave;ctiques, que consideren abusives i il&middot;legals.<\/div>\n<div>\n\t\t&nbsp;<\/div>\n<div>\n\t\tPer a qualsevol dubte, pots contactar amb CINC Corredoria d&#39;Assegurances (assegurances@cinc.es) i t&#39;assessorem sense comprom&iacute;s.&nbsp;<\/div>\n<\/div>\n<p>\n\t&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p style=\"text-align: justify;\">\n\tDes que el Govern va aprovar la concessi&oacute; de l&iacute;nies de cr&egrave;dit avalades per l&#39;ICO per a aut&ograve;noms i pimes afectats pel COVID-19, les entitats financeres estan aprofitant la seva concessi&oacute; per for&ccedil;ar la contractaci&oacute; d&#39;assegurances del propi banc.<\/p>\n","protected":false},"author":2,"featured_media":2766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[18],"tags":[],"class_list":["post-2765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assessoria"],"acf":[],"jetpack_featured_media_url":"https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg","uagb_featured_image_src":{"full":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",1113,361,false],"thumbnail":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",150,49,false],"medium":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",300,97,false],"medium_large":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",768,249,false],"large":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",960,311,false],"1536x1536":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",1113,361,false],"2048x2048":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",1113,361,false],"gform-image-choice-sm":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",300,97,false],"gform-image-choice-md":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",400,130,false],"gform-image-choice-lg":["https:\/\/www.cinc.com\/wp-content\/uploads\/2023\/03\/844.jpg",600,195,false]},"uagb_author_info":{"display_name":"Utrans","author_link":"https:\/\/www.cinc.com\/ca\/author\/utrans\/"},"uagb_comment_info":0,"uagb_excerpt":"Des que el Govern va aprovar la concessi&oacute; de l&iacute;nies de cr&egrave;dit avalades per l&#39;ICO per a aut&ograve;noms i pimes afectats pel COVID-19, les entitats financeres estan aprofitant la seva concessi&oacute; per for&ccedil;ar la contractaci&oacute; d&#39;assegurances del propi banc.","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts\/2765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/comments?post=2765"}],"version-history":[{"count":0,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/posts\/2765\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/media\/2766"}],"wp:attachment":[{"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/media?parent=2765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/categories?post=2765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cinc.com\/ca\/wp-json\/wp\/v2\/tags?post=2765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}